Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,331$355,498
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$1,867$0
Note rate6.000%7.400%
Blended rate6.000%7.640%
1st payment$2,247.33$2,461.40
2nd payment$0.00$0.00
Taxes / mo$37.50$37.50
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$0.00$0.00
Total monthly$2,434.83$2,720.00
Cash to close$21,667$39,500