Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$99,384$99,384$472,410
Remaining term (yrs)16.616.630.0
Secondary amount$0$373,026$0
Funding fee$497$497$0
Note rate3.430%3.430%7.400%
Blended rate3.430%6.841%7.640%
1st payment$650.70$650.70$3,270.87
2nd payment$0.00$2,409.13$0.00
Taxes / mo$121.75$121.75$121.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$19.17$19.17$19.17
Total monthly$958.28$3,367.41$3,672.94
Cash to close$425,516$52,490$52,490