Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$671,816$656,100
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.090%7.400%
Blended rate7.640%7.640%
1st payment$4,614.38$4,542.70
2nd payment$0.00$0.00
Taxes / mo$607.50$607.50
Insurance / mo$216.67$216.67
MI / mo$315.02$131.22
HOA / mo$0.00$0.00
Total monthly$5,753.57$5,498.09
Cash to close$57,184$72,900