Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,924$444,924$539,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$94,176$0
Funding fee$2,225$2,225$0
Note rate4.420%4.420%7.400%
Blended rate4.420%5.220%7.640%
1st payment$2,418.06$2,418.06$3,732.62
2nd payment$0.00$706.32$0.00
Taxes / mo$499.17$499.17$499.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$104.00$104.00$104.00
Total monthly$3,187.89$3,894.21$4,610.27
Cash to close$154,076$59,900$59,900