Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$252,012$242,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,260$0
Note rate6.870%7.320%
Blended rate6.870%7.560%
1st payment$1,679.85$1,668.62
2nd payment$0.00$0.00
Taxes / mo$232.67$232.67
Insurance / mo$150.00$150.00
MI / mo$0.00$48.58
HOA / mo$0.00$0.00
Total monthly$2,062.51$2,099.87
Cash to close$17,888$26,990