Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$583,654$575,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,918$0
Note rate4.160%7.400%
Blended rate4.160%7.640%
1st payment$3,086.34$3,981.88
2nd payment$0.00$0.00
Taxes / mo$532.50$532.50
Insurance / mo$166.67$166.67
MI / mo$0.00$115.02
HOA / mo$88.00$88.00
Total monthly$3,873.51$4,884.06
Cash to close$55,346$63,900