Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$110,767$110,767$301,500
Remaining term (yrs)15.415.430.0
Secondary amount$0$190,733$0
Funding fee$554$554$0
Note rate3.920%3.920%7.320%
Blended rate3.920%6.501%7.560%
1st payment$795.60$795.60$2,071.10
2nd payment$0.00$1,271.55$0.00
Taxes / mo$279.17$279.17$279.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,224.76$2,496.31$2,560.56
Cash to close$224,233$33,500$33,500