Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,923$207,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$995$0
Note rate6.740%7.400%
Blended rate6.740%7.640%
1st payment$1,323.40$1,433.23
2nd payment$0.00$0.00
Taxes / mo$146.42$146.42
Insurance / mo$150.00$150.00
MI / mo$0.00$41.40
HOA / mo$50.00$50.00
Total monthly$1,669.82$1,821.04
Cash to close$31,077$23,000