Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,523$337,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.260%7.320%
Blended rate6.810%7.560%
1st payment$2,148.47$2,318.39
2nd payment$0.00$0.00
Taxes / mo$667.58$667.58
Insurance / mo$150.00$150.00
MI / mo$159.76$67.50
HOA / mo$0.00$0.00
Total monthly$3,125.82$3,203.47
Cash to close$41,477$37,500