Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$611,437$570,105
Remaining term (yrs)23.230.0
Secondary amount$0$0
Funding fee$3,057$0
Note rate3.660%7.400%
Blended rate3.660%7.640%
1st payment$3,250.41$3,947.29
2nd payment$0.00$0.00
Taxes / mo$527.88$527.88
Insurance / mo$166.67$166.67
MI / mo$0.00$114.02
HOA / mo$652.00$652.00
Total monthly$4,596.95$5,407.85
Cash to close$22,013$63,345