Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$650,499$650,499$719,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$69,411$0
Funding fee$0$0$0
Note rate5.110%5.110%7.400%
Blended rate5.960%6.253%7.640%
1st payment$3,789.40$3,789.40$4,984.51
2nd payment$0.00$520.58$0.00
Taxes / mo$666.58$666.58$666.58
Insurance / mo$216.67$216.67$216.67
MI / mo$493.81$493.81$143.98
HOA / mo$73.00$73.00$73.00
Total monthly$5,239.46$5,760.04$6,084.74
Cash to close$149,401$79,990$79,990