Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,749$223,200
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,149$0
Note rate6.320%7.400%
Blended rate6.320%7.640%
1st payment$1,488.66$1,545.39
2nd payment$0.00$0.00
Taxes / mo$198.92$198.92
Insurance / mo$150.00$150.00
MI / mo$0.00$44.64
HOA / mo$0.00$0.00
Total monthly$1,837.58$1,938.95
Cash to close$18,251$24,800