Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,183$445,500
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,301$0
Note rate4.160%7.400%
Blended rate4.160%7.640%
1st payment$2,433.43$3,084.55
2nd payment$0.00$0.00
Taxes / mo$412.50$412.50
Insurance / mo$166.67$166.67
MI / mo$0.00$89.10
HOA / mo$0.00$0.00
Total monthly$3,012.59$3,752.82
Cash to close$34,817$49,500