Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,382$278,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,457$0
Note rate6.890%7.320%
Blended rate6.890%7.560%
1st payment$1,959.19$1,915.92
2nd payment$0.00$0.00
Taxes / mo$175.67$175.67
Insurance / mo$150.00$150.00
MI / mo$0.00$55.78
HOA / mo$2.08$2.08
Total monthly$2,286.94$2,299.45
Cash to close$18,518$30,990