Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,131$433,131$436,410
Remaining term (yrs)26.526.530.0
Secondary amount$0$27,524$0
Funding fee$0$0$0
Note rate6.420%6.420%7.400%
Blended rate6.970%7.263%7.640%
1st payment$2,830.51$2,830.51$3,021.61
2nd payment$0.00$272.37$0.00
Taxes / mo$79.75$79.75$79.75
Insurance / mo$166.67$166.67$166.67
MI / mo$206.97$206.97$87.28
HOA / mo$0.00$0.00$0.00
Total monthly$3,283.89$3,556.27$3,355.31
Cash to close$51,769$24,245$48,490