Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,090$399,090$441,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$41,910$0
Funding fee$1,995$1,995$0
Note rate6.670%6.670%7.400%
Blended rate6.670%6.891%7.640%
1st payment$2,605.32$2,605.32$3,053.39
2nd payment$0.00$314.32$0.00
Taxes / mo$152.83$152.83$152.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,924.82$3,239.14$3,461.09
Cash to close$90,910$49,000$49,000