Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,990$459,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,375$0
Note rate5.000%7.400%
Blended rate5.000%7.640%
1st payment$2,731.90$3,178.02
2nd payment$0.00$0.00
Taxes / mo$425.00$425.00
Insurance / mo$166.67$166.67
MI / mo$0.00$91.80
HOA / mo$120.00$120.00
Total monthly$3,443.57$3,981.49
Cash to close$35,010$51,000