Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,867$350,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,754$0
Note rate3.550%7.320%
Blended rate3.550%7.560%
1st payment$1,740.96$2,404.94
2nd payment$0.00$0.00
Taxes / mo$312.08$312.08
Insurance / mo$150.00$150.00
MI / mo$0.00$70.02
HOA / mo$0.00$0.00
Total monthly$2,203.04$2,937.05
Cash to close$38,133$38,900