Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$567,138$547,200
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.610%7.400%
Blended rate7.160%7.640%
1st payment$3,741.32$3,788.70
2nd payment$0.00$0.00
Taxes / mo$506.67$506.67
Insurance / mo$166.67$166.67
MI / mo$268.22$109.44
HOA / mo$241.00$241.00
Total monthly$4,923.87$4,812.48
Cash to close$40,862$60,800