Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$333,945$333,945$553,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$219,555$0
Funding fee$1,670$1,670$0
Note rate2.910%2.910%7.400%
Blended rate2.910%4.830%7.640%
1st payment$1,608.68$1,608.68$3,832.32
2nd payment$0.00$1,417.96$0.00
Taxes / mo$512.50$512.50$512.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$272.00$272.00$272.00
Total monthly$2,559.85$3,977.81$4,894.19
Cash to close$281,055$61,500$61,500