Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$359,726$346,500
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.300%7.400%
Blended rate6.150%7.640%
1st payment$2,126.46$2,399.10
2nd payment$0.00$0.00
Taxes / mo$434.92$434.92
Insurance / mo$150.00$150.00
MI / mo$271.25$69.30
HOA / mo$50.00$50.00
Total monthly$3,032.62$3,103.31
Cash to close$25,274$38,500