Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$78,017$78,017$211,410
Remaining term (yrs)18.718.730.0
Secondary amount$0$133,393$0
Funding fee$390$390$0
Note rate3.840%3.840%7.320%
Blended rate3.840%6.465%7.560%
1st payment$485.48$485.48$1,452.24
2nd payment$0.00$889.29$0.00
Taxes / mo$81.08$81.08$81.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$0.00$0.00$0.00
Total monthly$716.56$1,605.85$1,725.61
Cash to close$156,883$23,490$23,490