Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$566,899
Remaining term (yrs)26.726.730.0
Secondary amount$0$566,899$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.750%7.640%
1st payment$0.00$0.00$3,925.10
2nd payment$0.00$3,661.22$0.00
Taxes / mo$919.92$919.92$919.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.38
HOA / mo$171.00$171.00$171.00
Total monthly$1,257.58$4,918.81$5,296.06
Cash to close$629,888$62,989$62,989