Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,758$114,758$323,955
Remaining term (yrs)19.419.430.0
Secondary amount$0$209,197$0
Funding fee$574$574$0
Note rate3.650%3.650%7.400%
Blended rate3.650%6.298%7.640%
1st payment$686.19$686.19$2,243.00
2nd payment$0.00$1,351.07$0.00
Taxes / mo$261.17$261.17$261.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.79
HOA / mo$0.00$0.00$0.00
Total monthly$1,097.36$2,448.42$2,718.96
Cash to close$245,192$35,995$35,995