Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$106,334$121,500
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$532$0
Note rate6.900%7.400%
Blended rate6.900%7.640%
1st payment$724.46$841.24
2nd payment$0.00$0.00
Taxes / mo$155.75$155.75
Insurance / mo$150.00$150.00
MI / mo$0.00$24.30
HOA / mo$0.00$0.00
Total monthly$1,030.21$1,171.29
Cash to close$28,666$13,500