Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$4,319$4,319$368,460
Remaining term (yrs)0.30.330.0
Secondary amount$0$364,141$0
Funding fee$22$22$0
Note rate7.670%7.670%7.320%
Blended rate7.670%7.749%7.560%
1st payment$880.49$880.49$2,531.06
2nd payment$0.00$2,351.74$0.00
Taxes / mo$121.17$121.17$121.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.69
HOA / mo$0.00$0.00$0.00
Total monthly$1,151.66$3,503.40$2,875.92
Cash to close$405,081$40,940$40,940