Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$749,244$749,244$742,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$34,506$0
Funding fee$3,746$3,746$0
Note rate6.990%6.990%7.400%
Blended rate6.990%7.205%7.640%
1st payment$5,091.90$5,091.90$5,140.92
2nd payment$0.00$341.47$0.00
Taxes / mo$687.50$687.50$687.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$0.00$0.00$0.00
Total monthly$5,996.07$6,337.54$6,193.59
Cash to close$75,756$41,250$82,500