Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$512,425$512,425$553,500
Remaining term (yrs)29.629.630.0
Secondary amount$0$41,075$0
Funding fee$0$0$0
Note rate6.460%6.460%7.400%
Blended rate7.010%7.158%7.640%
1st payment$3,234.29$3,234.29$3,832.32
2nd payment$0.00$308.06$0.00
Taxes / mo$512.50$512.50$512.50
Insurance / mo$166.67$166.67$166.67
MI / mo$235.51$235.51$110.70
HOA / mo$317.00$317.00$317.00
Total monthly$4,465.97$4,774.03$4,939.19
Cash to close$102,575$61,500$61,500