Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$189,588$202,410
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.625%7.320%
Blended rate4.475%7.560%
1st payment$952.19$1,390.42
2nd payment$0.00$0.00
Taxes / mo$204.58$204.58
Insurance / mo$150.00$150.00
MI / mo$147.89$40.48
HOA / mo$0.00$0.00
Total monthly$1,454.67$1,785.48
Cash to close$35,312$22,490