Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,282$299,282$449,999
Remaining term (yrs)24.824.830.0
Secondary amount$0$150,717$0
Funding fee$1,496$1,496$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.608%7.640%
1st payment$1,406.91$1,406.91$3,115.70
2nd payment$0.00$1,004.78$0.00
Taxes / mo$416.67$416.67$416.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,990.24$2,995.02$3,789.04
Cash to close$200,717$50,000$50,000