Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$470,403$449,899
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,352$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$3,074.61$3,115.01
2nd payment$0.00$0.00
Taxes / mo$416.57$416.57
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$445.00$445.00
Total monthly$4,102.85$4,233.23
Cash to close$29,485$49,989