Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$537,486$526,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,687$0
Note rate6.860%7.400%
Blended rate6.860%7.640%
1st payment$3,606.94$3,645.38
2nd payment$0.00$0.00
Taxes / mo$487.50$487.50
Insurance / mo$166.67$166.67
MI / mo$0.00$105.30
HOA / mo$71.67$71.67
Total monthly$4,332.78$4,476.52
Cash to close$47,514$58,500