Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,519$261,519$405,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$143,481$0
Funding fee$1,308$1,308$0
Note rate3.010%3.010%7.320%
Blended rate3.010%4.778%7.560%
1st payment$1,230.56$1,230.56$2,782.07
2nd payment$0.00$956.54$0.00
Taxes / mo$431.75$431.75$431.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$17.08$17.08$17.08
Total monthly$1,829.39$2,785.93$3,461.90
Cash to close$188,481$45,000$45,000