Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,962$233,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,130$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$1,454.78$1,619.55
2nd payment$0.00$0.00
Taxes / mo$212.50$212.50
Insurance / mo$150.00$150.00
MI / mo$0.00$46.78
HOA / mo$0.00$0.00
Total monthly$1,817.28$2,028.83
Cash to close$33,938$25,990