Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,955$335,955$374,850
Remaining term (yrs)28.928.930.0
Secondary amount$0$38,895$0
Funding fee$0$0$0
Note rate6.350%6.350%7.320%
Blended rate6.900%7.118%7.560%
1st payment$2,112.64$2,112.64$2,574.96
2nd payment$0.00$291.72$0.00
Taxes / mo$546.58$546.58$546.58
Insurance / mo$150.00$150.00$150.00
MI / mo$155.62$155.62$74.97
HOA / mo$12.50$12.50$12.50
Total monthly$2,977.34$3,269.05$3,359.01
Cash to close$80,545$41,650$41,650