Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,947$213,947$404,910
Remaining term (yrs)19.319.330.0
Secondary amount$0$190,963$0
Funding fee$1,070$1,070$0
Note rate3.940%3.940%7.400%
Blended rate3.940%5.855%7.640%
1st payment$1,315.25$1,315.25$2,803.52
2nd payment$0.00$1,273.08$0.00
Taxes / mo$406.83$406.83$406.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,872.08$3,145.16$3,441.33
Cash to close$235,953$44,990$44,990