Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,130$440,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,201$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$2,927.67$3,047.16
2nd payment$0.00$0.00
Taxes / mo$208.92$208.92
Insurance / mo$166.67$166.67
MI / mo$0.00$88.02
HOA / mo$69.00$69.00
Total monthly$3,372.25$3,579.77
Cash to close$48,870$48,900