Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,453$351,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,897$0
Note rate5.300%7.400%
Blended rate5.300%7.640%
1st payment$2,243.08$2,430.25
2nd payment$0.00$0.00
Taxes / mo$517.75$517.75
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$265.33$265.33
Total monthly$3,176.16$3,433.53
Cash to close$10,547$39,000