Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$500,647$449,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,503$0
Note rate5.090%7.400%
Blended rate5.090%7.640%
1st payment$2,901.49$3,109.48
2nd payment$0.00$0.00
Taxes / mo$415.83$415.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$0.00$0.00
Total monthly$3,483.99$3,781.80
Cash to close$0$49,900