Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$544,417$544,417$602,100
Remaining term (yrs)27.627.630.0
Secondary amount$0$57,683$0
Funding fee$2,722$2,722$0
Note rate6.900%6.900%7.400%
Blended rate6.900%7.101%7.640%
1st payment$3,674.99$3,674.99$4,168.82
2nd payment$0.00$432.63$0.00
Taxes / mo$557.50$557.50$557.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.42
HOA / mo$152.00$152.00$152.00
Total monthly$4,551.16$4,983.78$5,165.41
Cash to close$124,583$66,900$66,900