Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$94,025$94,025$405,000
Remaining term (yrs)17.717.730.0
Secondary amount$0$310,975$0
Funding fee$470$470$0
Note rate4.140%4.140%7.400%
Blended rate4.140%6.912%7.640%
1st payment$622.06$622.06$2,804.14
2nd payment$0.00$2,008.38$0.00
Taxes / mo$210.83$210.83$210.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$90.00$90.00$90.00
Total monthly$1,072.90$3,081.28$3,335.97
Cash to close$355,975$45,000$45,000