Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$437,191$437,191$449,999
Remaining term (yrs)27.427.430.0
Secondary amount$0$37,808$0
Funding fee$2,186$2,186$0
Note rate6.670%6.670%7.400%
Blended rate6.670%7.084%7.640%
1st payment$2,894.80$2,894.80$3,115.70
2nd payment$0.00$374.15$0.00
Taxes / mo$416.67$416.67$416.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,478.13$3,852.28$3,789.04
Cash to close$62,808$25,000$50,000