Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$316,199$319,500
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,581$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$2,113.70$2,212.15
2nd payment$0.00$0.00
Taxes / mo$53.17$53.17
Insurance / mo$150.00$150.00
MI / mo$0.00$63.90
HOA / mo$0.00$0.00
Total monthly$2,316.87$2,479.22
Cash to close$38,801$35,500