Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$11,176$11,176$332,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$320,924$0
Funding fee$0$0$0
Note rate6.600%6.600%7.400%
Blended rate7.150%7.730%7.640%
1st payment$75.58$75.58$2,299.39
2nd payment$0.00$2,072.64$0.00
Taxes / mo$371.25$371.25$371.25
Insurance / mo$150.00$150.00$150.00
MI / mo$5.23$5.23$66.42
HOA / mo$43.33$43.33$43.33
Total monthly$645.39$2,718.02$2,930.39
Cash to close$357,824$36,900$36,900