Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$139,401$139,401$185,400
Remaining term (yrs)20.820.830.0
Secondary amount$0$45,999$0
Funding fee$0$0$0
Note rate4.030%4.030%7.400%
Blended rate4.880%5.902%7.640%
1st payment$822.84$822.84$1,283.67
2nd payment$0.00$344.99$0.00
Taxes / mo$463.33$463.33$463.33
Insurance / mo$150.00$150.00$150.00
MI / mo$121.64$121.64$37.08
HOA / mo$0.00$0.00$0.00
Total monthly$1,557.82$1,902.81$1,934.09
Cash to close$66,599$20,600$20,600