Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,359$445,359$1,214,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$768,741$0
Funding fee$2,227$2,227$0
Note rate3.070%3.070%7.400%
Blended rate3.070%6.033%7.640%
1st payment$2,114.18$2,114.18$8,406.18
2nd payment$0.00$4,964.79$0.00
Taxes / mo$1,124.17$1,124.17$1,124.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$242.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,455.02$8,419.80$9,989.84
Cash to close$903,641$134,900$134,900