Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,541$412,541$459,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$46,459$0
Funding fee$2,063$2,063$0
Note rate3.120%3.120%7.400%
Blended rate3.120%3.715%7.640%
1st payment$1,960.71$1,960.71$3,178.02
2nd payment$0.00$348.44$0.00
Taxes / mo$425.00$425.00$425.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,552.38$2,900.82$3,861.49
Cash to close$97,459$51,000$51,000