Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$454,845$454,845$808,200
Remaining term (yrs)22.522.530.0
Secondary amount$0$353,355$0
Funding fee$2,274$2,274$0
Note rate4.060%4.060%7.400%
Blended rate4.060%5.673%7.640%
1st payment$2,560.69$2,560.69$5,595.81
2nd payment$0.00$2,282.08$0.00
Taxes / mo$748.33$748.33$748.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,525.69$5,807.77$6,722.45
Cash to close$443,155$89,800$89,800