Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$364,898$345,600
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,824$0
Note rate6.770%7.320%
Blended rate6.770%7.560%
1st payment$2,437.23$2,374.03
2nd payment$0.00$0.00
Taxes / mo$21.08$21.08
Insurance / mo$150.00$150.00
MI / mo$0.00$69.12
HOA / mo$58.00$58.00
Total monthly$2,666.31$2,672.24
Cash to close$19,102$38,400