Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,934$373,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,925$0
Note rate6.490%7.400%
Blended rate6.490%7.640%
1st payment$2,485.49$2,586.04
2nd payment$0.00$0.00
Taxes / mo$345.83$345.83
Insurance / mo$150.00$150.00
MI / mo$0.00$74.70
HOA / mo$22.25$22.25
Total monthly$3,003.57$3,178.82
Cash to close$30,066$41,500